Why plan ahead
If you need residential care, your local authority will usually assess your income and savings, and sometimes your home, to decide how much you pay towards it. Without planning, a lifetime of savings can be used up quickly.
How we help
- Explaining how care funding and means-testing work
- Wills and trusts that protect a partner's share of the home
- Lasting powers of attorney so loved ones can manage your affairs
- Reviewing pensions and investments with care costs in mind
An honest note
Planning must be done early and for genuine reasons. Arrangements made mainly to avoid care fees can be challenged by the local authority. We will always give you a straight answer about what is and is not achievable.