Your questions, answered
Clear answers to the questions we hear most. If yours is not here, just ask.
Wills
Do I really need a will?
If you have children, own property, have savings or live with a partner you are not married to, a will is strongly recommended. Without one, the law decides who inherits, and that may not reflect your wishes.
How often should I update my will?
We suggest a review every three to five years, and after any major change such as marriage, divorce, a new child or grandchild, a house move, or the death of someone named in your will.
Who should I choose as executor?
Someone you trust who is organised and likely to be willing and able when the time comes. Many people choose a partner or adult children. You can name more than one, and we can talk through the options.
Trusts
What is a trust in simple terms?
A trust is an arrangement where trustees look after assets for the benefit of other people, the beneficiaries, following the rules you set. It adds protection and control over how and when your beneficiaries receive what you leave them.
Are trusts only for wealthy people?
No. Trusts are often used by ordinary families, for example to protect a child's inheritance in a second marriage or to provide for a vulnerable relative.
Powers of Attorney
When should I make a Lasting Power of Attorney?
While you are well and able to make decisions. An LPA can only be made while you have mental capacity, so it is best put in place long before it might be needed.
Can my husband, wife or children not just act for me anyway?
Not automatically. Without an LPA, even a spouse may be unable to access accounts held in your sole name, and your family may need to apply to the Court of Protection.
What is the difference between the two types?
A Property and Financial Affairs LPA covers money, bills and property. A Health and Welfare LPA covers medical and care decisions. Many people make both.
Consultations
Is the first consultation really free?
Yes. Your first consultation is free and comes with no obligation to go ahead.
The process
What happens at the first meeting?
We talk about your family, your assets and what you would like to happen. It is relaxed and usually takes about an hour. You do not need to bring anything, although a rough list of assets can help.
How long does it take?
Your will is completed in under two weeks of your consultation. Lasting powers of attorney then need to be registered, which takes extra time. We will give you a realistic timescale at the outset.
Can we meet at my home?
Of course. We regularly meet clients at home, as well as at their workplace, by phone or by video call.
